Best Referral Programs To Make Money Uk

40+ of the best refer a friend schemes to earn amazing rewards. I love refer a friend schemes, it's a win win for you and your friends. Not only that but these referral schemes mean you can earn some amazing rewards.

Don't you just love a refer a friend scheme? You can earn rewards, a discount, or just cold hard cash by referring a friend to a product or service that you love and use.

It's effectively incentivising the good old-fashioned word of mouth. Instead of just telling your friend about how amazing something is you refer them to the actual service or product via a link or a code to use at the checkout.

For you, the customer, it's usually a win-win situation. Both you and your friend are able to benefit from the arrangement.

And you don't need to feel guilty for taking advantage of all the refer a friend schemes offers. A recent article in Forbes explains why referral programmes are also excellent news for the businesses using them. Plus the stats from Social Media Today back that up.

So let's make the most of these amazing refer a friend schemes!!

I've got 40+ of the best refer a friend schemes for you to try out and enjoy. Including refer a friend schemes in the following categories:

Cashback
Shopping
Gifts
TV and Phone
Utilities
Banking and Investments
Food and Wine

40+ Of The Best Refer A Friend Schemes

There are tonnes of referral programmes that you can sign up for. I've split them between the different types so that you can find the ones that will benefit you.

Some range from the glamorous to the mundane (but highly necessary!)…

Cashback Refer A Friend Schemes

Cashback sites are all very similar. You shop and earn cashback when you buy through their referral link.

On top of that, many of these sites offer rewards in exchange for completing micro tasks such as filling out surveys and completing market research.

Filling out surveys is another great way to earn extra money on the side.

Quidco

You get £25 and your friend gets £5

Refer a friend through Quidco and receive a £25 reward as soon as your friend has £5 confirmed cashback. Plus your friend will earn £5!

Once you've signed up with them you will be able to refer your friends. For every friend that joins Quidco through you and earns their first £5 of confirmed cashback, you will receive a £25 cashback bonus.

Quidco gives you cashback on your purchases. They have partnered with 4,500 brands to offer cashback every time you shop.

The average member earns £280 per year!

TopCashBack

You earn a referral bonus for every friend that signs up, via your link, and goes on to earn £10.00 or more cashback. Plus your friend will earn a £5 sign uardp bonus.

TopCashBack is another great cashback site that will save you a significant amount of money.

On average, their members earn £345 per year.

Swagbucks

You and your referral get a 300 SB (Swag Bucks points which can be redeemed for rewards ) Bonus when your referral earns300 SB within their first 30 days.

PLUS, you'll also earn10% of their SB earnings for the life of their account.

GetFree Gift Cards & Cash for the everyday things you do online.

Shop online, Watch entertaining videos, Search the web, Answer surveys and find great deals to earn your points.

OhMyDosh

Invite your friends to join OhMyDosh and you'll earn a£5 cash bonus for each friend that cashes out.

Every week OhMyDosh randomly pick one user who has shared their referral link that week and pop £50 into their OhMyDosh account. To enter all you need to do is share your referral link (you can do this as many times as you like)!

You can start growing your dosh balance right away by completing offers, taking free trials and much more! We are not just your average cashback site.Earn REAL money, NOT points!I

TV and Phone Refer A Friend Schemes

Although the TV and Phone referral schemes can seem a bit dull, they offer amazing refer a friend rewards.

BT

Refer a friend to BT broadband and get £50 each.

Invite your friend, enter your details making sure you use the email address you use for your BT account. They'll email you a special link to share with them.

Your friend or family member then join BT broadband following the unique link. They can browse the broadband plans, and hopefully will choose one.

You and your friend both get rewarded with £50 – nice!

Once their broadband is installed and they've paid their first bill, BT will email you both a £50 Amazon.co.uk Gift Card within 30 days of bill payment).

Mobiles.co.uk

Refer a friend and earn up to £40 each time

Earn up to £40 by referring your friends and family to Mobiles.co.uk. They have an easy to use dashboard to track and record all your referrals.

For each successful referral, they pay:

£40 for an upgrade handset contract
£25 for a new handset contract
£10 for a sim only contract
£5 for a handset only

Sky

Join Sky TV and get £75 each.

When you refer a friend to Sky, you'll both get a £75 Prepaid MasterCard when your friends or family join Sky TV.

Three

Get up to £80 cold hard cash.

Three will give you up to £80 cash in their refer a friend scheme when you recommend selected phones, SIMs, tablets, and Mobile Broadband products.

It's best to check their rewards table because different products earn a different amount.

And they pride themselves on the fact that this is actual cash and not a gift card. And so they should!

You can refer as many products as you like, to as many people as you like.

EE

For Pay as you Go – Share and earn up to £500 per year

There's a £10 Amazon Gift Card waiting for both you and your friend when you refer them to EE pay as you go packs.

Get a unique link to share with all your friends – just enter a few details to get started. So long as you're an existing pay as you go pack customer you can refer someone.

Flex plan refer a friend – share £20

There's a £10 Amazon.co.uk Gift Card waiting for both you and your friend when you refer them to EE Flex plans.

All your friend must do is follow your link to order their free Flex Plan SIM and join EE on a monthly Flex Plan.

Virgin eMedia

Refer a friend to Virgin Media and you can both receive up to £50 cash.

All you have to do is register. Then share your unique link with your friends. Just 28 days after their service has been installed, you will receive up to £50 by BACs or PayPal.

Smarty

Give a free month, get a free month.

I'd not heard of SMARTY before doing my research on referral programmes but they are a new SIM-only mobile network that's brand is built on being simple and honest.

If you join them and refer a friend, you'll both get a free month.

Simple bit of maths for you here but if you refer 12 friends you get a whole year free!

Vodafone

Get a £25 Amazon Gift Card to spend when you refer a friend to Vodafone.

Introduce a friend to Vodafone Pay monthly mobile or Vodafone Home Broadband and you can earn a £25 Amazon Gift Card for you and your friend.

All you have to do is register for a unique link and share that link with your friends.

If they use it to join Vodafone online, you'll both receive a £25 Amazon Gift Card.

GiffGaff

£5 Payback for you, £5 credit for your friend.

Payback is GiffGaff's reward scheme where you can earn cash, credit or donate to charity.

If you choose cash, this is paid via PayPal. But this option is only available if you've earned 1,000 Payback points or more (1 Payback point = £0.01. So 500 points = £5).

Alternatively, you might choose to take the £5 as credit. This will be added to your account at the end of each Payback period.

Or you could donate it to Charity, in which case GiffGaff will match it pound for pound.

Utilities Refer A Friend Schemes

Hive

Get a FREE Hive Dimmable light and control your lights via the app or with your voice.

"Alexa, switch off the kitchen light"
Recommend Hive to friends and family and for each one that purchases Hive Active Heating with Hub (and a FREE Echo Dot), Hive View Outdoor and Hive View Indoor as a new customer, you will get a FREE Hive Active Light.

We'll also give them £30 off too.

Scottish Power

You will receive £100 credit and your friend will get £100 credit off your energy bill with Scottish Power every time someone switches to them. Generate your own unique referral link and you can share unlimited invites and get money off your energy.

Ovo Energy

When your friends sign up you get a £50 gift card!

Refer a friend to the Ovo Energy Better Smart plan, powered by a smart meter, and you'll each get a £50 M&S, John Lewis & Partners or Amazon.co.uk Gift Card.

Not only that but your friend could save up to £151 a year.

Utility Warehouse (UW)

Refer a friend and earn £50.

Here's how it works…

Tell your friends about the benefits of UW and ask them if they would like to hear more from a UW Partner.

Share the details of anyone who's interested with the Partner who signed you up.

Receive £50 towards your bill every time someone takes all their home services from UW and save on your monthly bill.

Your earnings potential is uncapped!

rateswitch

Refer a friend and they will give you £50 when they switch.

Get your friend to email rateswitch atreferme@rateswitch.uk with their contact details and your full name in the subject line.

Rateswitch will get in contact with them and complete their rate switch

You get £50 deposited in your preferred bank account

And the best thing about this referral scheme is that your earning potential is unlimited! For every friend or family member you refer to rateswitch who completes a mortgage switch, you'll receive £50.

Banking and Investments Refer A Friend Schemes

PayPal

PayPal is for everyone who pays or gets paid.

£10 for referring a friend.

Just send 1p to a friend who doesn't have PayPal, and when they sign up, link their bank account or card and spend £5 or more with PayPal by 30 June, we can send you both a tenner. You can be rewarded up to £50 for referring up to five friends.

Plum

The AI assistant that grows your money. Give your bank a brain. Plum uses the latest technology to help you be better off, effortlessly.

Plum automatically sets money aside. Every few days, Plum does the maths and transfers the perfect amount from your bank account. Little by little, it adds up.

Set more money aside, invest in what matters to you and save on bills. Get startedfor free in 2 minutes.

Earn £15 for each 3 successful referrals

Peachy

Earn up to £15 cash for recommending your friends

Every time you recommend a friend that takes out a Peachy short-term loan, we'll pay you £15 cash – directly into your bank account. Refer 10 friends, get £150!

Plus, they'll alsoget a 15% discount on their loan as well. It's a win-win!

So, if you are happy with Peachy and would like to invite to recommend us to your friends, now you can by sharing a unique link.

Pension Bee

Pension Bee's vision is to make pensions simple, so that everyone can look forward to a happy retirement.

Log in to your BeeHive
Share your custom link with your friends
Receive £50 when your friend transfers a pension

Fidelity International

The referrer is offered a £50 Amazon.co.uk Gift Card for each friend who opens an ISA account completely via online transaction and invests an initial deposit of £5,000 or more for the first time.

To qualify for the reward the referrer needs to be an existing Fidelity customer. i.e. the individual must hold an investment or regular savings plan with Fidelity already.

Newcastle Building Society

This voucher entitles you to £100 Marks & Spencer vouchers, when you recommend a Newcastle Building Society mortgage to a friend and their mortgage completes. We will also send your friend £50 M&S vouchers.

Nutmeg

Nutmeg offer a new approach to investing and believe investing should be a clear and straightforward experience. They build and manage diversified portfolios, using technology to keep charges low and clearly show where you're invested.

If you refer friends to Nutmeg, when they invest they will pay no Nutmeg management fees for 6 months. We'll also reward you with a choice of gift vouchers. You can choose from Amazon.co.uk, John Lewis and Partners, Pre-paid Mastercard, Currys PC World and Deliveroo.

If your friend invests a minimum of £500 into an ISA, pension or general investment account you will be rewarded with a gift voucher worth £100.

If your friend invests a minimum of £500 into a Lifetime ISA or a Junior ISA, on behalf of their child, you will be rewarded with a gift voucher worth £50. Investments below £500 will not be eligible.
No matter which investment product your friend invests in they will pay no Nutmeg management fees for 6 months.

Metro Banking

We're the first new high street bank in over 100 years. Our mark was made in the centre of London, but since then we've set up shop all across the capital and beyond.

Refer a friend to us, and when they open a Current Account and switch, we'll send you both £50 to say thank you.

We'll send you £50 for each of the first five friends you refer and who switch their account. And to say thank you for joining us, we'll then send each of them £50 too.

Moneycorp

Moneycorp are global specialists in currency exchange & international payments.

If you have a friend who needs to make an international payment just like you, then refer them to Moneycorp and you'll both get £75 when they exchange and send £2,500 within 3 months.

You can refer as many friends as you wish; you'll receive £75 for each successful referral.

Capital One Card

Capital One is an American bank holding company specialising in credit cards, auto loans, banking, and savings accounts.

The first step is to sign in to your account to get your personal referral link. Then share that link with friends. If they're a new Capital One cardholder and get approved using your link, you'll earn a bonus for each friend approved.

The referral bonus is based on which product you have. Sign in to your account or log into the mobile app to view what your specific referral bonus offer is.

easyMoney.com

Invest witheasyMoney a Peer to Peer Lending platform backed by UK Property. Earn up to 8% easyMoney benefits card when you invest £1000.

Refer a friend or relative to easyMoney and both you and your referral will receive a £50 bonus directly into both of your regular investment accounts.

Food and Wine Refer A Friend Schemes

Gousto

With Gousto you get precise ingredients and delicious recipes delivered to your doorstep.

As a new customer, you get 30% off all boxes in your 1st month.

SimplyCook

Get a free box when a friend signs up and they get their 1st box for £1

SimplyCook is all about cooking restaurant quality meals. You can try it out for £3 for 4 recipes.

SimplyCook's refer a friend scheme provides you with your unique friend link which offers you friend their first box for just £1. Plus if they go on to sign up, you'll also get a free box as a reward!

You can share this link via Email, Facebook or WhatsApp or simply copy and paste it and share it how you like.

Mindful Chef

Mindful Chef claims to be the UK's highest rated recipe box. They deliver fresh, delicious, nutritionist-designed recipes straight to your door.

Mindful Chef has some great deals – you get £10 off your 1st and 2nd box.

Hello Fresh

Fresh ingredients and easy-to-follow recipes straight to your doorstep, so you can enjoy stress-free home cooking.

When you sign up you will get your 1st box with 50% off, 2nd, 3rd and 4th boxes with 20% off. After that, you can start benefitting from their referral programme.

As a HelloFresh customer, you will get an unlimited HelloShare code that you can share with your friends. This gives your friend a £20 discount on their first HelloFresh box and they'll even add £20 credit to your account as a thank you.

Sometimes they reward customers with an option to send Freebies. These codes cover the entire cost of any first box in a HelloFresh subscription.

Shopping Refer A Friend Schemes

Boden

Refer a friend to Boden and they will get £20 off their first order and they'll also give you £10 off your next one.

Boohoo

When you refer a friend to boohoo, you'll get a £5 voucher and they'll get an extra 30% (excluding sale items) off their first order.

Pretty Little Thing

Pretty Little Thing doesn't offer a discount or money off voucher but it does givethem the chance to win £500 to spend at PLT.

Plus you'll also get one entry into their exclusive competition to win £500 for every friend you refer.

Charlotte Tilbury

Charlotte Tilbury are giving you and a friend the chance to win their new Super Radiance 3 Step Routine.

Plus, you'll both get £20 off your next order over £100!

Gifts Refer A Friend Schemes

Bloom and Wild

You and your friend can receive £10 off your next order when they use Bloom & Wild for the first time.

Appleyard Flowers

Give £15 to your friend, get £10 referral credit.

They'll reward each friend you refer with £15 referral credit. Once they make their first purchase over £40, you will receive £10 credit in return.

Recap on 40+of the best refer a friend schemes

Wow! That was an epic list but I hope you find something in there that will earn you a little bit of extra income.

It's a win-win situation, you earn rewards and so can your friend for a product or service they were probably going to buy anyway.

Got any refer a friend scheme recommendations of your own? Let me know in the comments below…